Lic Mf Banking And Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 13
Rating
Growth Option 21-02-2025
NAV ₹17.86(R) -0.58% ₹20.05(D) -0.58%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -3.83% 9.45% 8.16% 6.83% -%
Direct -2.21% 10.96% 9.58% 8.17% -%
Nifty Financial Services TRI 13.14% 10.79% 10.61% 12.89% 12.43%
SIP (XIRR) Regular -12.32% 5.65% 10.67% 9.54% -%
Direct -10.86% 7.28% 12.29% 11.0% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.14 0.11 0.4 -0.37% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.38% -15.0% -13.13% 0.98 9.48%
Top Banking and Financial Fund
Fund Name Rank Rating
Sbi Banking & Financial Services Fund 1
Invesco India Financial Services Fund 2
Nippon India Banking & Financial Services Fund 3

NAV Date: 21-02-2025

Scheme Name NAV Rupee Change Percent Change
LIC MF Banking and Financial Services Fund-Regular Plan-IDCW 17.86
-0.1000
-0.5800%
LIC MF Banking and Financial Services Fund-Regular Plan-Growth 17.86
-0.1000
-0.5800%
LIC MF Banking and Financial Services Fund-Direct Plan-IDCW 19.92
-0.1200
-0.5800%
LIC MF Banking and Financial Services Fund-Direct Plan-Growth 20.05
-0.1200
-0.5800%

Review Date: 21-02-2025

Lic Mf Banking And Financial Services Fund has shown poor performance in the Banking and Financial Services Fund category. The fund has rank of 13 out of 14 funds in the category. The fund has delivered return of -3.83% in 1 year, 9.45% in 3 years and 8.16% in 5 years. The category average for the same periods is 4.8%, 12.93% and 11.24% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 15.38, VaR of -15.0, Average Drawdown of -5.5, Semi Deviation of 9.48 and Max Drawdown of -13.13. The category average for the same parameters is 14.57, -17.14, -4.93, 9.49 and -13.65 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Lic Mf Banking And Financial Services Fund direct growth option would have grown to ₹9779.0 in 1 year, ₹13660.0 in 3 years and ₹15797.0 in 5 years as of today (21-02-2025).
  2. An SIP of ₹1,000 per month in Lic Mf Banking And Financial Services Fund direct growth option would have grown to ₹11278.0 in 1 year, ₹40205.0 in 3 years and ₹81730.0 in 5 years as of today (21-02-2025).
  3. standard deviation of 15.38 and based on VaR one can expect to lose more than -15.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.14 which shows poor performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.86, Beta of 0.98 and Jensen's Alpha of -0.37% which exhibit poor performance in the banking and financial services fund category .


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KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -1.38 2.80
-0.58
-4.18 | 1.33 17 | 21 Average
3M Return % -5.54 -0.39
-3.44
-7.09 | 0.67 19 | 21 Poor
6M Return % -9.04 0.22
-4.95
-15.70 | 2.93 20 | 21 Poor
1Y Return % -3.83 13.14
4.80
-10.07 | 14.98 19 | 20 Poor
3Y Return % 9.45 10.79
12.93
9.45 | 15.85 14 | 14 Poor
5Y Return % 8.16 10.61
11.24
8.16 | 13.75 11 | 11 Poor
7Y Return % 6.83 12.89
11.06
6.83 | 13.83 11 | 11 Poor
1Y SIP Return % -12.32
-3.66
-18.51 | 8.61 19 | 20 Poor
3Y SIP Return % 5.65
12.31
5.65 | 16.49 14 | 14 Poor
5Y SIP Return % 10.67
15.54
10.67 | 19.33 11 | 11 Poor
7Y SIP Return % 9.54
13.39
9.54 | 15.57 11 | 11 Poor
Standard Deviation 15.38
14.57
13.33 | 15.68 12 | 13 Average
Semi Deviation 9.48
9.49
8.92 | 10.33 9 | 13 Average
Max Drawdown % -13.13
-13.65
-16.38 | -11.54 6 | 13 Good
VaR 1 Y % -15.00
-17.14
-20.66 | -14.36 2 | 13 Very Good
Average Drawdown % -5.50
-4.93
-5.70 | -4.02 12 | 13 Average
Sharpe Ratio 0.14
0.35
0.14 | 0.55 13 | 13 Poor
Sterling Ratio 0.40
0.52
0.40 | 0.67 13 | 13 Poor
Sortino Ratio 0.11
0.21
0.11 | 0.32 12 | 13 Average
Jensen Alpha % -0.37
3.17
-0.37 | 6.51 13 | 13 Poor
Treynor Ratio 0.02
0.06
0.02 | 0.09 13 | 13 Poor
Modigliani Square Measure % 8.76
12.36
8.76 | 15.29 13 | 13 Poor
Alpha % -0.58
2.52
-0.58 | 5.61 13 | 13 Poor
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

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KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -1.26 2.80 -0.47 -4.05 | 1.45 17 | 21
3M Return % -5.21 -0.39 -3.11 -6.64 | 1.05 19 | 21
6M Return % -8.41 0.22 -4.30 -15.00 | 3.70 20 | 21
1Y Return % -2.21 13.14 6.23 -8.59 | 16.70 19 | 20
3Y Return % 10.96 10.79 14.35 10.96 | 17.42 14 | 14
5Y Return % 9.58 10.61 12.48 9.58 | 15.10 11 | 11
7Y Return % 8.17 12.89 12.27 8.17 | 15.16 11 | 11
1Y SIP Return % -10.86 -2.32 -17.14 | 10.26 19 | 20
3Y SIP Return % 7.28 13.74 7.28 | 18.10 14 | 14
5Y SIP Return % 12.29 16.89 12.29 | 20.33 11 | 11
7Y SIP Return % 11.00 14.64 11.00 | 17.12 11 | 11
Standard Deviation 15.38 14.57 13.33 | 15.68 12 | 13
Semi Deviation 9.48 9.49 8.92 | 10.33 9 | 13
Max Drawdown % -13.13 -13.65 -16.38 | -11.54 6 | 13
VaR 1 Y % -15.00 -17.14 -20.66 | -14.36 2 | 13
Average Drawdown % -5.50 -4.93 -5.70 | -4.02 12 | 13
Sharpe Ratio 0.14 0.35 0.14 | 0.55 13 | 13
Sterling Ratio 0.40 0.52 0.40 | 0.67 13 | 13
Sortino Ratio 0.11 0.21 0.11 | 0.32 12 | 13
Jensen Alpha % -0.37 3.17 -0.37 | 6.51 13 | 13
Treynor Ratio 0.02 0.06 0.02 | 0.09 13 | 13
Modigliani Square Measure % 8.76 12.36 8.76 | 15.29 13 | 13
Alpha % -0.58 2.52 -0.58 | 5.61 13 | 13
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.58 ₹ 9,942.00 -0.58 ₹ 9,942.00
1W -0.27 ₹ 9,973.00 -0.25 ₹ 9,975.00
1M -1.38 ₹ 9,862.00 -1.26 ₹ 9,874.00
3M -5.54 ₹ 9,446.00 -5.21 ₹ 9,479.00
6M -9.04 ₹ 9,096.00 -8.41 ₹ 9,159.00
1Y -3.83 ₹ 9,617.00 -2.21 ₹ 9,779.00
3Y 9.45 ₹ 13,110.00 10.96 ₹ 13,660.00
5Y 8.16 ₹ 14,800.00 9.58 ₹ 15,797.00
7Y 6.83 ₹ 15,875.00 8.17 ₹ 17,324.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -12.32 ₹ 11,179.25 -10.86 ₹ 11,278.16
3Y ₹ 36000 5.65 ₹ 39,234.67 7.28 ₹ 40,205.34
5Y ₹ 60000 10.67 ₹ 78,512.76 12.29 ₹ 81,730.02
7Y ₹ 84000 9.54 ₹ 118,041.67 11.00 ₹ 124,378.21
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Lic Mf Banking And Financial Services Fund NAV Regular Growth Lic Mf Banking And Financial Services Fund NAV Direct Growth
21-02-2025 17.8616 20.0491
20-02-2025 17.9665 20.1661
19-02-2025 18.0108 20.2151
18-02-2025 17.8681 20.0542
17-02-2025 17.9644 20.1615
14-02-2025 17.9108 20.0992
13-02-2025 18.1584 20.3763
12-02-2025 18.1208 20.3332
11-02-2025 18.0554 20.2591
10-02-2025 18.4275 20.6759
07-02-2025 18.658 20.9321
06-02-2025 18.7434 21.0272
05-02-2025 18.7271 21.0081
04-02-2025 18.5755 20.8372
03-02-2025 18.2082 20.4244
31-01-2025 18.437 20.6787
30-01-2025 18.2707 20.4914
29-01-2025 18.2505 20.468
28-01-2025 17.955 20.1359
27-01-2025 17.6798 19.8264
24-01-2025 17.9432 20.1195
23-01-2025 18.126 20.3238
22-01-2025 18.1159 20.3117
21-01-2025 18.1111 20.3055

Fund Launch Date: 09/Mar/2015
Fund Category: Banking and Financial Fund
Investment Objective: The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that in invested substantially in equity and equity related securities of companies engaged in banking and financial services sector. However there can be no assurance that the investment objective of the scheme will be achieved.
Fund Description: An open ended equity scheme investing in banking & financial companies
Fund Benchmark: Nifty Financial Services Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.